{"id":10392,"date":"2018-01-18T19:56:19","date_gmt":"2018-01-18T17:56:19","guid":{"rendered":"http:\/\/catalinx.ro\/wordpress\/?p=10392"},"modified":"2018-01-18T23:49:18","modified_gmt":"2018-01-18T21:49:18","slug":"pre-finalul-cu-telekom-banking","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=10392","title":{"rendered":"Pre-Finalul cu Telekom Banking"},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n<p>Gata, terminai \u0219i cu \u0103\u0219tia. \u0218i v\u0103 spui \u0219i vou\u0103 ca sa nu face\u021bi ca mine, ca mai am amici care-s P.F.A.-uri \u0219i opereaz\u0103 la norm\u0103 de venit \u0219i&#8230;citi\u021bi mai jos.<\/p>\n<p>Au pus \u0103ia ai mei coroanele miercuri \u0219i mi-au zis ca vine basculanta \u00een cont. Am dat eu refresh p\u00e2n\u0103 azi, dup\u0103 care la 24 de ore am zis ca merit\u0103 s\u0103 dau un telefon la banc\u0103 s\u0103-i \u00eentreb, poate au aflat ceva, poate \u0219tiu ei cand\u00a0<strong><em>vine banii,\u00a0<\/em><\/strong> ca s\u0103 nu mai uzez eu tasta F5 de la laptop.<\/p>\n<p>\u0218i mi-au dat directa de pe T\u00e2rgu Ocna. Pe scurt, prietenul meu R. d\u0103 o bere, sau mai multe c\u0103 m-a combinat prost.<\/p>\n<p>Pe lung,\u00a0 au refuzat transferul ( <a href=\"http:\/\/catalinx.ro\/wordpress\/?p=10345\">dup\u0103 ce am stat 2 s\u0103pt\u0103m\u00e2ni ca s\u0103 \u00eei adauge aia de la HBC UK ca parteneri<\/a>). L-au refuzat justificat, iar justificarea e faptul ca in descrierea pl\u0103\u021bii scria c\u0103 e vorba de achitarea unei facturi, cum e \u0219i cazul.<\/p>\n<p>\u0218i c\u0103 ei nu lucreaz\u0103 dec\u00e2t cu persoane fizice, iar eu sunt persoana fizic\u0103, autorizat\u0103 chiar :), dar gluma asta nu merge, c\u0103 in TOS-ul lor scrie c\u0103 cic\u0103 nu ai voie s\u0103 \u00eencasezi facturi, pl\u0103\u021bi pentru servicii, chestii comerciale, plm. \u0218i nici nu lucreaz\u0103 cu firme, gen nu fac conturi de business, ca am intrebat asta ini\u021bial, nu am fost m\u0103gar 100%, doar vreo 50%,\u00a0 dar nu mi-au dat op\u021biuni.<\/p>\n<p>Prin urmare nu pot primi SEK prin platforma lor de la client. Mi-a zis operatoarea lor ca au trimis banii \u00eenapoi, \u0219tiu cum merge treaba asta, va dura un pica, ca furnica, p\u00e2n\u0103 ajung banii \u0103ia \u00eenapoi la ai mei si, cine \u0219tie, poate s\u0103pt\u0103m\u00e2na viitoare. Mai \u00eencerc\u0103m.<\/p>\n<p>Amuzant e c\u0103 m-a avertizat doamna c\u0103 eu am \u00eenc\u0103lcat TOSul \u0219i c\u0103 ei pot rezilia; nu \u0219tiu ce pula mea \u00eei opre\u0219te, oricum reziliez eu c\u00e2nd am timp s\u0103 m\u0103 ocup de asta, din moment ce nu-mi folosesc la nimic.<\/p>\n<p>Da-i\u00a0 tare c\u0103 o spunea pe un ton de zici c\u0103 eram vinovat de ceva, ca \u0219i cum nu a\u0219 avea voie s\u0103 \u00eencasez banii \u0103ia \u0219i-mi face, \u00een pizda m\u0103-sii, o favoare\u00a0 c\u0103 nu-mi \u00eenchide contul imediat \u0219i nu ma trimite la plimbare. S\u0103 mor de nu.\u00a0 Nu mi-am pierdut timpul\u00a0 s\u0103-i mai explic c\u0103 banii la banii \u0103ia pl\u0103tesc impozite \u0219i taxe \u0219i-ar trebui s\u0103 se bucure c\u0103 \u00eei aduc \u00een Rom\u00e2nia din afar\u0103 cu at\u00e2t mai mult prin banca unde-\u0219i \u00eencaseaz\u0103 ea salariu, c\u0103 nu e angajatul statului, iar eu nu-s obligat s\u0103 lucrez cu ei.\u00a0 \u0102la e TOS-ul \u0219i \u00eel accept c\u0103 am semnat c\u0103-l accept, lol. Mai zicea cineva de negociat cu b\u0103ncile. Aha.<\/p>\n<p>D-aia mi-e mie o sc\u00e2rb\u0103 de \u0103\u0219tia \u0219i visez monede virtuale descentralizate. Ca s\u0103 nu mai avem discu\u021bii d-\u0103stea gen \u00ee\u021bi deschid cont bancar doar dac\u0103-s banii de pensii, doar daca prime\u0219ti lunea \u0219i joia, eventual doar de la b\u0103ncile A \u0219i B, sau pl\u0103te\u0219ti un comision de \u00ee\u021bi iau coaiele foc.<\/p>\n<p><strong>Concluzia e simpl\u0103:<\/strong> Care-a\u021bi mai auzit c\u0103 ce banc\u0103 mi\u0219to e Telekom banking \u0219i cum fac ei totul online ( doar am zis eu zilele trecute), b\u0103, chiar ar fi, dar dac\u0103 sunte\u021bi colegii cu PFA-uri la norma de venit, l\u0103sa\u021bi, lucr\u0103m tot cu bagabon\u021bii de la ING,\u00a0 ca polonejii lucreaz\u0103 doar pentru proletari care \u00eencaseaz\u0103 salarii.<\/p>\n<p>Deci Telekom banking nu lucreaz\u0103 cu P.F.A.-uri sau firme \u0219i nu merge treaba aia cu faptul c\u0103 e\u0219ti persoan\u0103 fizic\u0103 autorizat\u0103 cu norm\u0103 de venit, c\u0103 nu trebuie s\u0103 \u021bii contabilitate \u0219i ai teoretic voie s\u0103 \u00eencasezi \u00een contul personal &#8211; nu exista separarea activelor sau a r\u0103spunderii &#8211; din punct de vedere legal.<\/p>\n<p>\u0102\u0219tia \u00ee\u021bi refuz\u0103 transferurile \u0219i p\u0103\u021be\u0219ti ca mine, stai cu banii nelua\u021bi.<\/p>\n<p>Amuzant totu\u0219i c\u0103 au platforma aia de schimb valutar foarte mi\u0219to, cu cel mai bun curs de pe pia\u021b\u0103. Ca idee, daca voi primi banii \u00een contul ING de lei, p\u00e2n\u0103 deschid SEK, am s\u0103 pierd 145 de EURO doar la transferurul din SEK \u00een lei. Pe urm\u0103 trebuie s\u0103 \u00eei schimb \u00een euro, c\u0103 nu-s nebun s\u0103 \u00eei \u021bin lei.\u00a0 Alta pierdere.<\/p>\n<p>Pierd 145 de euro fa\u021b\u0103 de platforma \u0103stora de schimb zic.\u00a0 Dar sunt curios ce pula mea de salaria\u021bi \u00ee\u0219i deschid cont la \u0103\u0219tia,\u00a0 adic\u0103 unii care nu \u00eencaseaza facturi, eventual doar venituri nedeclarate fiscal, c\u0103 alea au \u00een descrierea pl\u0103\u021bii mizerii \ud83d\ude42 ,\u00a0 \u00a0dar au ei salarii mari s\u0103 stea de schimburi valutare \u00een toate valutele, specula\u021bii de tip forex ( nu chiar, ca nu cump\u0103r\u0103 margine de\u00a0 cre\u0219tere, sau risc, ci toat\u0103 moneda).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gata, terminai \u0219i cu \u0103\u0219tia. \u0218i v\u0103 spui \u0219i vou\u0103 ca sa nu face\u021bi ca mine, ca mai am amici care-s P.F.A.-uri \u0219i opereaz\u0103 la&hellip;<\/p>\n","protected":false},"author":2,"featured_media":10346,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[60],"tags":[2271,910,2272,2273],"class_list":["post-10392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-servicii-impecabile","tag-alior-bank","tag-banci","tag-telekom-bank-nu-lucreaza-cu-firme-sau-pfa","tag-transfer-refuzat"],"views":3147,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2018\/01\/alior.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-2HC","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/10392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10392"}],"version-history":[{"count":3,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/10392\/revisions"}],"predecessor-version":[{"id":10395,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/10392\/revisions\/10395"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/10346"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}