{"id":13996,"date":"2019-01-07T18:06:16","date_gmt":"2019-01-07T15:06:16","guid":{"rendered":"http:\/\/catalinx.ro\/wordpress\/?p=13996"},"modified":"2019-01-07T18:40:16","modified_gmt":"2019-01-07T15:40:16","slug":"ro17trez701460101xxxxxxx","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=13996","title":{"rendered":"RO17TREZ701460101XXXXXXX"},"content":{"rendered":"
<\/div>\n\n

E contul<\/strong> pentru programul
gROwth – serios, chiar asa l-au numit ini\u021biatorii programului, cel pu\u021bin \u00een adresa trimis\u0103 Iacob Baciu \u0219i semnat\u0103 de Toni Grebl\u0103 ( secretarul general al guvernului, nu e nicio glum\u0103) , c\u0103tre comisia na\u021bional\u0103 de strategie \u0219i prognoz\u0103 ( exist\u0103 a\u0219a ceva \u00een Rom\u00e2nia), adres\u0103 c\u0103reia i s-a r\u0103spuns pozitiv, prin octombrie<\/a><\/strong>. <\/p>\n\n\n\n

\u00cen care<\/strong> niciun rom\u00e2n cu frica lu’ Buda din fundu’ cur\u021bii nu se \u00eenghesuie s\u0103 puie<\/em> bani, \u00een ciuda promisiunii de co-sus\u021binere de la guvern ( 600 de lei la minim 1200 depu\u0219i pentru fie\u0219tecare minor) \u0219i a dob\u00e2nzii fixe de 3% – mai mare dec\u00e2t dob\u00e2nda curent\u0103 la banci, dar tot mai mic\u0103 dec\u00e2t infla\u021bia.<\/p>\n\n\n\n

Dac\u0103 a\u0219 avea<\/strong> copii trecu\u021bi de 15 ani, sau dac\u0103 imi da\u021bi p\u00e2n\u0103 la 50 de CNPuri de copii de peste 16 ani care v\u0103 apar\u021bin \u0219i pentru care incheiem un contract s\u0103 primesc eu 50% din cei 600 lei oferi\u021bi de stat anual, a\u0219 depune fix c\u00e2te 1200 de lei de CNP \u00een contul \u0103la, ca un pariu investi\u021bional cu risc mediu \u0219i c\u00e2\u0219tig mare. <\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u00cencredere<\/strong> s\u0103 pun sume mai mari \u00een mod clar nu a\u0219 avea, de\u0219i , dac\u0103 n-ai ce face cu banii \u0219i \u021bi se pare confortabil\u0103 dob\u00e2nda statul \u00ee\u021bi ia c\u00e2t vrei tu p\u00e2n\u0103 pe la 100, 000 RON anual \/ copil, cred. Dar orice sum\u0103 peste 1200 de lei\/ an\/ copil e idiotic\u0103, deoarece eu n-a\u0219 paria pe leu \u00een urm\u0103torii c\u00e2\u021biva ani cel pu\u021bin. <\/p>\n\n\n\n

S\u0103 pun bani<\/strong> pentru copii mai tineri de 15 ani , daca e vorba de ai mei, sau de 16, dac\u0103 e vorba de ai vo\u0219tri, nu are niciun pic de sens nu numai din perspectiva riscului crescut, de\u0219i e important\u0103 \u0219i prima pe lista de no-no, c\u00e2t pentru c\u0103 dac\u0103 te ui\u021bi la un depozit pe mai mult 4 ani unde dobanda nu-\u021bi acoper\u0103 infla\u021bia la 5 ani iesi cu 10% ( \u00een condi\u021biile alea de 1200 lei an depu\u0219i ), deja peste 8 ani ai sub 6% ROI – vorbesc de sumele puse de stat peste dob\u00e2nda de 3% la leu. Asta e ok doar pentru investi\u021bii sigure – imobiliare and shit. Sigur, nu toti p\u0103rin\u021bii au bani de investi\u021bii imobiliare, de\u0219i ai putea lua un credit pe tem\u0103 \u0219i \u021bi-ai putea finan\u021ba economiile pentru copii \u00een felul \u0103sta. <\/p>\n\n\n\n

A\u0219 risca<\/strong>, \u00eens\u0103, s\u0103 fiu idiot \u0219i s\u0103 ignor toate capcanele trecutului, promisiuni de profit pentru tot prostul care se \u00eencrede \u00een sistemul care-i acolo s\u0103-l fut\u0103. E absolut stupid s\u0103 alegi o investi\u021bie nesigur\u0103, doar c\u0103 nu ai acces la una sigur\u0103. Da, \u0219tiu statul rom\u00e2n se br\u0103nduie\u0219te ca un sistem sigur \u0219i stabil. <\/p>\n\n\n\n

Falimentul, <\/strong>nu e \u00een programul politic actual, cel pu\u021bin nu \u00een paragrafele \u0103lea cu scris mare, pe de alt\u0103 parte, o alt\u0103 investi\u021bie privit\u0103 ca sigur\u0103 \u0219i ca o strategie viabil\u0103 acum vreo 10-11 ani – pilonul de pensii privat – este jumulit\u0103 pe toate p\u0103r\u021bile<\/a><\/strong>, \u00eentru desfiin\u021bare; asta \u00een timp ce se trombone\u0219te pe toate canalele de doi ani, c\u0103 nu e a\u0219a, c\u0103 nu se atinge nimeni de el; \u00eenc\u0103 nu mi-au pus banii de anul trecut, dar e devreme. <\/p>\n\n\n\n

<\/p>\n\n\n\n

Do you believe in the change?<\/a><\/p>\n\n\n\n

Nota: Tata \u00eenc\u0103 mai are vreo 20,000 de lei foarte vechi in carnete CEC pe numele meu si al fratelui meu. Daca le cumparati careva sa-mi spuneti, ca le pun pe OLX. <\/p>\n\n\n\n

Nota2: Nu v\u0103 impacienta\u021bi, de scapat nu scap\u0103 majoritatea celor care au venituri din Romania nicicum. Degeaba r\u00e2de\u021bi \u00een barb\u0103.<\/p>\n\n\n\n

Adic\u0103, dac\u0103 programul \u0103sta nu are succes \u0219i nu se str\u00e2ng destui bani \u00een p\u0103l\u0103ria aruncat\u0103 \u00een drum, vor fi alte programe, ori cu morcovu’, ori cu b\u0103\u021bu’. Ori trust funds, ori pu\u0219culi\u021be, ori taxe. Eu sper s\u0103 prind\u0103 programul, s\u0103 nu ajung\u0103 \u0219i la mine cu luatu’, de aia \u00eel \u0219i sus\u021bin public.<\/p>\n\n\n\n

\"\"
the change<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

E contul pentru programul gROwth – serios, chiar asa l-au numit ini\u021biatorii programului, cel pu\u021bin \u00een adresa trimis\u0103 Iacob Baciu \u0219i semnat\u0103 de Toni Grebl\u0103…<\/p>\n","protected":false},"author":2,"featured_media":7107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[136,170],"tags":[3015,3016],"class_list":["post-13996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-civilisation","category-politice","tag-conturi-de-economii","tag-viitorul-copiilor"],"views":3276,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2016\/11\/wipe-ass-money.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-3DK","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/13996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13996"}],"version-history":[{"count":3,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/13996\/revisions"}],"predecessor-version":[{"id":14001,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/13996\/revisions\/14001"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/7107"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}