{"id":16211,"date":"2019-10-10T09:37:08","date_gmt":"2019-10-10T08:37:08","guid":{"rendered":"http:\/\/catalinx.ro\/wordpress\/?p=16211"},"modified":"2019-10-07T09:52:59","modified_gmt":"2019-10-07T08:52:59","slug":"banci-populatia-romaniei-este-conservatoare-lol","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=16211","title":{"rendered":"B\u0103nci – popula\u021bia rom\u00e2niei este conservatoare – lol."},"content":{"rendered":"
<\/div>\n\n

Raiffeisen nu mai ofer\u0103<\/a><\/strong>, \u00een Rom\u00e2nia, posibilitatea de a avea depozite la termen \u00een euro. <\/p>\n\n\n\n

\u00centre noi fie vorba, nu e ceva spectaculos, ar fi absolut normal <\/strong> dac\u0103 nu am raporta absolut totul la euro \u00een \u021bara asta. Adic\u0103 , eu am v\u00e2ndut apartamentul \u00een euro, s\u0103 nici nu aud de lei, \u0219i a\u0219a, am mai mul\u021bi bani \u00een lei dec\u00e2t a\u0219 vrea, serios. <\/p>\n\n\n\n

Raiffeisen \u015ftie foarte bine c\u0103 popula\u0163ia din Rom\u00e2nia este conservatoare, \u00ee\u015fi schimb\u0103 foarte greu banca, iar o asemenea decizie de a nu mai oferi depozite \u00een euro nu va avea un impact semnificativ, prin plecarea resurselor financiare. <\/p><\/blockquote>\n\n\n\n

Aceasta e o afirma\u021bie cretin\u0103 \u0219i singurul motiv pentru care are acoperire e ca, oricum, nici la alte b\u0103nci care ofer\u0103 oportunitatea unui depozit \u00een euro nu merit\u0103 deranjul, c\u0103-i vorba de dob\u00e2nzi la mi\u0219to.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Gen, hai b\u0103, serios?<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u0218i e normal s\u0103 nu ofere nimeni dobanzi pentru depozitele \u00een euro, c\u00e2nd banca centrala europeana le d\u0103 euro cu nemiluita cu dob\u00e2nd\u0103 de referin\u021b\u0103 negativ\u0103<\/a>. Ce pula mea s\u0103 fac\u0103 b\u0103ncile \u0219i cu euroii t\u0103i c\u00e2nd banca centrala european\u0103 le d\u0103 mai ieftin dec\u00e2t gratis? Quantitative Easing<\/a> e noul termen pentru infla\u021bie pe care \u00eel folosim ( nu noi, bancherii) de peste 10 ani \u0219i-l vom mai folosi probabil \u00eenc\u0103 un ciclu economic de-aici \u00eencolo, minim. E o formul\u0103 sofisticat\u0103 prin care statele ne spun c\u0103 se pi\u0219\u0103 pe munca \u0219i pe banii no\u0219tri \u0219i prin care ne \u00eendeamn\u0103 s\u0103 \u201dvrem p\u0103m\u00e2nt\u201d \u0219i \u00een general s\u0103 ne orient\u0103m \u00een a ne stoca economiile \u00een altceva. <\/p>\n\n\n\n

Desigur ei ne \u00eemping c\u0103tre alte instrumente gen burse \u0219i bonds din care ne putem pierde banii \u00een alte feluri, dar care arat\u0103 oportun. <\/p>\n\n\n\n

Dar nu, Raiffeisen nu a f\u0103cut nimic fantastic, probabil a tras pe linie moart\u0103 un produs oricum nefolosit \u0219i neatractiv, e corect c\u0103 mai bine \u00ee\u021bi \u021bii banii \u00een lei dac\u0103 altceva mai de doamne ajut\u0103 n-ai ca op\u021biune. <\/p>\n\n\n\n

Dar popula\u021bia Rom\u00e2niei nu este suficient de conservatoare. Dac\u0103 ar fi, iar acum nu glumesc. Ar atrage toate creditele posibile, \u00een Euro, \u0219i-ar cump\u0103ra cu banii \u0103ia, \u00eenapoi de la str\u0103ini, tot pam\u00e2ntul \u021b\u0103rii. Nope, popula\u021bia Rom\u00e2niei vinde, pe euroi . Va fi un mare succes, v\u0103 spun!<\/p>\n\n\n\n

Ce pot s\u0103 zic ? #investitiincrypto – lol. <\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Raiffeisen nu mai ofer\u0103, \u00een Rom\u00e2nia, posibilitatea de a avea depozite la termen \u00een euro. \u00centre noi fie vorba, nu e ceva spectaculos, ar fi…<\/p>\n","protected":false},"author":2,"featured_media":14008,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[6,3499],"tags":[3514,3513],"class_list":["post-16211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-de-criza","category-economie","tag-depozite-cu-0-dobanda","tag-depozitele-in-euro-retrase-ca-optiune"],"views":1719,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2019\/01\/cadouri-bani.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-4dt","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/16211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16211"}],"version-history":[{"count":1,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/16211\/revisions"}],"predecessor-version":[{"id":16214,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/16211\/revisions\/16214"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/14008"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}