{"id":18644,"date":"2020-11-26T10:45:00","date_gmt":"2020-11-26T10:45:00","guid":{"rendered":"http:\/\/catalinx.ro\/wordpress\/?p=18644"},"modified":"2020-11-26T15:40:29","modified_gmt":"2020-11-26T15:40:29","slug":"combinatii-imobiliare-in-uk","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=18644","title":{"rendered":"Combinatii imobiliare in UK"},"content":{"rendered":"
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Am pus asta in discutie la Manowar pe forum, ca m-am mirat un pic si ma gandesc ca poate e o noutate si pentru voi, astia prin Romania, obisnuiti ca iti ia banga banii casa si ce mai vrea ea.

O dau asa – cu copy paste din mine, ca nu mai rescriu. Intelegeti voi, care vreti.

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Un fost coleg indian vrea sa isi vanda casele din Reading si sa plece in tara de bla\u0219tin\u0103.
 Si imi zice ca are una din case ( aia mai ieftina) pe care vrea sa ia 400-410k lire . Cica vreau 410 miute sa fac si io 10k profit, dar daca nu, o dau si pe 400, dau 300 la banca si 100 sunt banii mei bagati in credit. <\/p>\n\n\n\n

Mi s-a parut un pic ciudat ce spunea, ca stiam ca a cumparat casa in 2013. Si zic, boss, la mine in cap nu prea face sens, cat ai dat pe casa?<\/p>\n\n\n\n

-250k.<\/p>\n\n\n\n

-Pai si cum pula mea ai 100k in equity si mai ai de platit 300k la banca?<\/p>\n\n\n\n

-Pai, nu ca stai asa, ca in 2017 am re-evaluat casa la 350,000 si  AM LUAT DE LA BANCA <\/strong> 100,000 PROFIT<\/strong>  (cu care a cumparat el proprietati prin India, dar asta e deja alta discutie). <\/p>\n\n\n\n

Si zic: <\/p>\n\n\n\n

-Boss, tu cati bani aveai in equity in 2017?<\/p>\n\n\n\n

-75,000. <\/p>\n\n\n\n

Am ramas perplexat, gen:<\/p>\n\n\n\n

-Ba, ai platit rate 75k , te duci la banca si iti dau aia 100k?<\/p>\n\n\n\n

-Da, de ce nu, a crescut pretul casei, aia erau BANII MEI.<\/strong><\/p>\n\n\n\n

Undeva mie mi s-a rupt firu’, dar am ramas in ideea aritmetica si zic:<\/p>\n\n\n\n

-OK, 250+ 100 = 350, tot nu ajungi de dat 300k la banca. <\/p>\n\n\n\n

-Pai, nu, ca pana in 2019 am mai platit pana la 100k ( 25,000) si am reevaluat din nou casa ( acum la 400k), si am mai luat INAPOI <\/strong> de la banca 50,000.<\/p>\n\n\n\n

Ma rog si dupa aia a facut el mortgage-ul pe BTL si pe 5 ani doar cu interest , adica fara repayment, sa faca ce vrea pula lui cu banii din chirie. <\/p>\n\n\n\n

Eu deja ma apropiam de brain meltdown si simteam ca mi se prabuseste in spinare paradigma economico-imobiliara > gen voi ati mai auzit de asa ceva?<\/p>\n\n\n\n

Astia pe aici fac profit la casa INAINTE sa o vanda de fapt?<\/p>\n\n\n\n

Si dupa aia mi-a povestit de un amic de-ai lui, care a cumparat in acelasi an o casa mai scumpa, la 350k, in 2017 a fost evaluata la 600k , a luat 300K <\/strong> de la banca, just like that, a cumparat un teren in India ( Hyderabad ,sau  ceva oras care se extinde grav), in 2020 ala valoreaza 600K.  Acuma indianu’ pizdii cica si-a vandut casa aia din UK , cumparata la 350K, la 700K si-a luat inapoi banii de equity + 100K ( restu’ la banca), si merge sa se faca milionar in India. <\/p>\n\n\n\n

Coaie. COAIE!  Fie astia sunt trasi pe nas, fie eu sunt un pic cam prost pentru propriul meu bine, incerc sa ma lupt cu morile de vant, cand pot sa fac bani din bulgarele de zapada si prostia lumii. <\/p>\n\n\n\n

<\/p>\n\n\n\n

*Combinatiile astea sunt prin remortgage. <\/p>\n","protected":false},"excerpt":{"rendered":"

Am pus asta in discutie la Manowar pe forum, ca m-am mirat un pic si ma gandesc ca poate e o noutate si pentru voi,…<\/p>\n","protected":false},"author":2,"featured_media":18647,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[3499],"tags":[],"class_list":["post-18644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"views":1624,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2020\/11\/reading-uk-nov-20201208048569953332616.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-4QI","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/18644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18644"}],"version-history":[{"count":2,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/18644\/revisions"}],"predecessor-version":[{"id":18735,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/18644\/revisions\/18735"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/18647"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}