{"id":19248,"date":"2021-03-01T06:17:00","date_gmt":"2021-03-01T06:17:00","guid":{"rendered":"http:\/\/catalinx.ro\/wordpress\/?p=19248"},"modified":"2021-02-28T13:56:24","modified_gmt":"2021-02-28T13:56:24","slug":"plati-mai-sigure-cu-psd2","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=19248","title":{"rendered":"Pl\u0103\u021bi mai sigure cu PSD2"},"content":{"rendered":"
<\/div>\n\n

Am oxervat cre\u0219terea siguran\u021bei pl\u0103\u021bilor \u00eentr-una din zile c\u00e2nd dam cu cardul la nu \u0219tiu unde pe net, cardul din Romunia, nu altul \u0219i nu a mai ap\u0103rut mesajul \u0103la pe ecran, cum c\u0103 s\u0103 bag codul trimis de ING pe SMS, c\u0103 \u0103la nu mai e suficient, securitatea aia e apanajul trecutului. Noo – cic\u0103 s\u0103 merg \u00een contul de internet banking, m\u0103 loghez acolo cu tokenul RSA fizic dup\u0103 ce bag pinul \u0219i generez cod de logare, c\u0103 din ala am, s\u0103 \u00eemi apaie acolo un mesaj c\u0103 am ceva de plat\u0103 – dac\u0103 dureaz\u0103 prea mult nu mai apare – s\u0103 dau click acolo, s\u0103 introduc bag codul de plat\u0103 generat de aplicatia ING \u00een aparatul lor de generat coduri ( tokenul ala RSA) din care s\u0103 scot codul generat \u0219i s\u0103-l pun \u00een aplica\u021bia lor \u0219i dac\u0103 nu am gre\u0219it nimic, s\u0103-mi dea ei mesaj c\u0103 e OK \u0219i s\u0103 revin la aplica\u021bia de net care a cerut plata, timp \u00een care \u00eemi fac cruci cu limba \u00een gur\u0103 \u00een timp ce recit rug\u0103ciunea \u201dB\u0103ga-mi-a\u0219 pula \u00een mamelele voastre de handicapa\u021bi, sper c\u0103 merge comunicarea \u00een toate direc\u021biile \u0219i nu r\u0103m\u00e2n \u0219i b\u0103tut\u0103, \u0219i futut\u0103 \u0219i cu banii lua\u021bi\u201d. \u0218i de cele mai multe ori merge. <\/p>\n\n\n\n

PSD2 Revolut<\/h2>\n\n\n\n

Dar cei mai tari au fost \u0103ia de la Revolut. La \u0103ia treaba e mai simpl\u0103 \u0219i au implementat-o de anul trecut. C\u00e2nd vine cererea de plata, \u00een aplica\u021bia mobil\u0103 \u00ee\u021bi apare un popup unde po\u021bi s\u0103 ape\u0219i c\u0103 e OK, autorizezi tu plata \u0219i aia e tot. \u021aeav\u0103!<\/p>\n\n\n\n

At\u00e2ta c\u0103 am observat \u00eent\u00e2mp\u0103tor c\u0103 nu merge neap\u0103rat cum ai crede. Dup\u0103 ce m-au pus \u0103ia de la Lenovo pe a\u0219teptare cu lunile, mi-am luat comanda \u00eenapoi \u0219i zic iau de la al\u021bii care livreaz\u0103 m\u00e2ine. Laptopsdirect <\/a>, firm\u0103 serioas\u0103 3.9 stele pe trustpilot<\/a>. Nu, pe bune, Digital River au 1.5 stele , iar eu am comandat de la ei \u0219i am cump\u0103rat deja alte chestii, cu care-s OK, s\u0103 zic a\u0219a. <\/p>\n\n\n\n

\u00cen fine, pun laptopul \u00een co\u0219 dau check-out , pun datele firmei, telefonul, nu observ c\u0103 atunci c\u00e2nd pun telefonul se modific\u0103 adresa de mail \u00een aia personal\u0103, bag cardul \u0219i ap\u0103s s\u0103 pl\u0103tesc. <\/p>\n\n\n\n

Vine cererea de confirmare \u00een aplica\u021bia de Revolut. M\u0103 uit la ea, m\u0103 mai uit o dat\u0103 la pagina web \u0219i v\u0103d adresa de mail incorect\u0103 ( adic\u0103 aia personal\u0103). Pare c\u0103 pot s\u0103 o schimb din spatele ecranului de plat\u0103. \u0218tiu c\u0103 e o idee proast\u0103, dar nu m\u0103 pot ab\u021bine – zic , \u00een cel mai r\u0103u caz rateaz\u0103 plata \u0219i o iau de la cap\u0103t. Schimb adresa de mail. dispare partea de pagin\u0103 care a\u0219tepta r\u0103spunsul de plat\u0103 de la Revolut. <\/p>\n\n\n\n

Zic no problem, ap\u0103s \u201ereject\u201d \u00een Revolut \u0219i o iau de la cap\u0103t. Merg \u00een Revolut ap\u0103s reject \u0219i pula. Zice: Payment approved -: Lol, b\u0103 e\u0219ti prost?<\/p>\n\n\n\n

Plata e \u00een pending, de lunea trecut\u0103, \u0103ia de la Laptopsdirect nu au luat bani , c\u0103 puneam potera pe ei, am zis s\u0103 sun s\u0103 \u00eentreb, totu\u0219i dac\u0103 pot face ceva s\u0103-mi dea \u0103\u0219tia de la Revolut banii \u00eenapoi, s\u0103 comand din nou, nu de alta. <\/p>\n\n\n\n

\u0102\u0219tia au un num\u0103r de telefon special. Zic ei c\u0103 nu sunt robo\u021bi \u0219i c\u0103 din cauz\u0103 c\u0103 sunt oameni \u0219i oamenii cost\u0103.<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

Da, cost\u0103 13 peni\u0219i pentru fiecare apel care ajunge \u00een c\u0103su\u021ba de mesagerie vocal\u0103 c\u0103 eu p\u00e2n\u0103 \u00een ziua de azi n-am dat de careva s\u0103 r\u0103spunz\u0103 la apelurile mele. Drept care mi-a revizuit inten\u021biile, nu cred c\u0103 mai cump\u0103r de la ei, \u00eencerc \u0219i la Currys. <\/p>\n\n\n\n

Un ghiveci de servicii impecabile s-au adunat s\u0103pt\u0103m\u00e2nile \u0103stea \u00een oala mea. <\/p>\n","protected":false},"excerpt":{"rendered":"

Am oxervat cre\u0219terea siguran\u021bei pl\u0103\u021bilor \u00eentr-una din zile c\u00e2nd dam cu cardul la nu \u0219tiu unde pe net, cardul din Romunia, nu altul \u0219i nu…<\/p>\n","protected":false},"author":2,"featured_media":19257,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[60],"tags":[4314,4316,4315],"class_list":["post-19248","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-servicii-impecabile","tag-psd2-si-carduri-ing","tag-revolut-aproba-plati-respinse","tag-revolut-si-psd2"],"views":1171,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2021\/02\/PSD-banks.png","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-50s","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/19248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19248"}],"version-history":[{"count":1,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/19248\/revisions"}],"predecessor-version":[{"id":19258,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/19248\/revisions\/19258"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/19257"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}