{"id":20727,"date":"2021-10-01T06:49:43","date_gmt":"2021-10-01T05:49:43","guid":{"rendered":"https:\/\/catalinx.ro\/wordpress\/?p=20727"},"modified":"2021-09-29T21:41:46","modified_gmt":"2021-09-29T20:41:46","slug":"celor-care-isi-cumpara-case-in-uk-dar-nu-numai","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=20727","title":{"rendered":"Celor care \u00ee\u0219i cump\u0103r\u0103 case \u00een UK, dar nu numai"},"content":{"rendered":"
<\/div>\n\n

De mai multe ori citesc astfel de cazuri. <\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Pe scurt, vrei s\u0103 \u00ee\u021bi cumperi cas\u0103 \u0219i locuie\u0219ti \u00een chirie, sau \u00een casa ta \u0219i stabile\u0219ti s\u0103 te mu\u021bi dup\u0103 ce cumperi normal. <\/p>\n\n\n\n

E de \u00een\u021beles de ce vrei asta, pentru c\u0103 chiria \u0219i rata la noua cas\u0103, cost\u0103, nu-s gratis, \u0219i nu ai vrea s\u0103 le suprapui prea mult, c\u0103 nu plou\u0103 cu bani la tine \u00een cont. <\/p>\n\n\n\n

Din experien\u021ba mea at\u00e2t din Rom\u00e2nia, c\u00e2t \u0219i din UK , am ajuns la concluzia c\u0103 dac\u0103 nu cumperi cu banul jos, pe sistemul uite banii, \u021bi-am luat casa, mar\u0219 afar\u0103 – dac\u0103 cumperi a\u0219a, nu mai ai dileme din astea de oameni nevoia\u0219i – trebuie s\u0103-\u021bi la\u0219i m\u0103car 2 luni de buffer din momentul semn\u0103rii. Se poate \u0219i cu o lun\u0103, orice e mai bun dec\u00e2t nimic. Ideea ar fi s\u0103 mai ai o lun\u0103 din momentul \u00een care \u00ee\u021bi zice \u0103la c\u0103 se mut\u0103 afar\u0103 ( conteaz\u0103 \u00een Rom\u00e2nia) \u0219i oricum, niciodat\u0103 s\u0103 nu dai preavizul de unde trebuie tu s\u0103 pleci \u00eenainte s\u0103 semnezi contractul \u0219i v\u00e2nzarea s\u0103 fie efectiv\u0103. Adic\u0103 \u00eenainte s\u0103 fii proprietar. <\/p>\n\n\n\n

\u00cen UK nu dai preavizul p\u00e2n\u0103 la exchange of contracts<\/strong>. Nu conteaz\u0103 ce te mint agentul, solicitorii, v\u00e2nz\u0103torul – NU DAI PREAVIZUL p\u00e2n\u0103 nu s-a f\u0103cut exchange of contracts. Po\u021bi s\u0103 pui, dac\u0103 vrei completion date – data la care iei cheile mai t\u00e2rziu, dar nu exchange of contracts, c\u00e2t\u0103 vreme nu ai o obliga\u021bie agreat\u0103 de v\u00e2nz\u0103tor ( din aia \u201dlegaly binding\u201d adic\u0103 cu penaliz\u0103ri) c\u0103 \u00ee\u0219i respect\u0103 vanzarea \u0219i datele – dar \u0219i obliga\u021bia aia e cu dus \u0219i \u00eentors, cam ca precontractul ( promisiunea de cump\u0103rare, \u00een Rom\u00e2nia). Deci nu. <\/p>\n\n\n\n

Dac\u0103 trebuie s\u0103 dai preaviz cu dou\u0103 luni \u00eenainte, cam a\u0219a e \u00een UK pe la chirii, dup\u0103 perioada fix\u0103 contractual\u0103, \u0219i cam a\u0219a era \u0219i \u00een Rom\u00e2nia, aia e, <\/strong> pui bani de-o parte de dou\u0103 luni buffer \u0219i A\u0218A faci. <\/p>\n\n\n\n

Nu te apuci tu s\u0103 pariezi pe ce e \u00een mintea v\u00e2nz\u0103torului \u0219i c\u0103 hai c\u0103 or fi oameni ca lumea, c\u0103 pot interveni TOT FELUL de \u00eent\u00e2rzieri. \u00cen toate procesele de v\u00e2nzare-cump\u0103rare din UK \u0219i Rom\u00e2nia, au intervenit ceva \u00eent\u00e2rzieri. <\/p>\n\n\n\n

\u00cen UK \u00een particular mai multe, inclusiv v\u00e2nz\u0103tori care au decis c\u0103 ei mai a\u0219teapt\u0103 c\u0103 unde \u00eenainte nu era lan\u021b acuma e. \u00cenclusiv cump\u0103r\u0103tori care au f\u0103cut ofert\u0103 \u0219i pe urm\u0103 s-au retras, c\u0103 au primit acceptul la o ofert\u0103 mai bun\u0103 (\u0103sta mi-s eu). <\/p>\n\n\n\n

Se procedeaza \u00een felul urm\u0103tor. Vezi case, faci oferte, normal!<\/p>\n\n\n\n

\u021ai se accept\u0103 o ofert\u0103, \u00eencepi procesul de cump\u0103rare, dar nu te opre\u0219ti din v\u0103zut case \u0219i f\u0103cut oferte.<\/strong><\/p>\n\n\n\n

\u0218tiu c\u0103 pare contraintuitiv, \u0219tiu c\u0103 agentul zice dom’ne, o vrei sigur, etc – da, sigur-sigur ( nu mai vizionezi cu agen\u021bia aia, normal ). Treaba e c\u0103 nu ai nicio obliga\u021bie legal\u0103 s-o cumperi p\u00e2n\u0103 la semn\u0103tur\u0103 ( exchange of contracts) \u0219i nici v\u00e2nz\u0103torul nu are obliga\u021bia legal\u0103 s-o v\u00e2nd\u0103. <\/p>\n\n\n\n

De asta e bine s\u0103 vezi \u00een continuare case \u0219i, dac\u0103 merit\u0103 ( gen dac\u0103-s mai bune ca aia de vrei s-o iei, s\u0103 faci oferte). E un pic obositor \u0219i unii oameni se ghideaz\u0103 dup\u0103 principiul \u201ddac\u0103 m-am hot\u00e2r\u00e2t la asta nu m\u0103 mai uit la altele acuma, c\u0103 nu vreau s\u0103 m\u0103 mai sucesc.\u201d. Care este gre\u0219it. <\/p>\n\n\n\n

Dac\u0103 merit\u0103 s\u0103 te suce\u0219ti, te suce\u0219ti. Punct. C\u0103 nu te-a cump\u0103rat nimeni la belciuge, e un proces de negociere. Ba, po\u021bi s\u0103 \u00eei spui v\u00e2nz\u0103torului, t\u0103tic\u0103, am o ofert\u0103 mai bun\u0103, mai la\u0219i ceva?<\/p>\n\n\n\n

Eu \u00eens\u0103 vreau s\u0103 preg\u0103tesc o alt\u0103 situa\u021bie, anume aia \u00een care v\u00e2nz\u0103torul, c\u00e2nd s\u0103 stabili\u021bi data de \u201dexchange of contracts\u201d ( semnare a contractului de v\u00e2nzare), te anun\u021b\u0103 c\u0103 stai, c\u0103 de fapt nu pot sp v\u00e2nd chiar acum-acum , c\u0103 n-am unde s\u0103 m\u0103 mut, pentru c\u0103 motive. Se \u00eent\u00e2mpl\u0103 mai rar \u00een Rom\u00e2nia, acolo se practica altfel – \u00ee\u021bi v\u00e2nd acum, dar m\u0103 mut \u00eentr-o lun\u0103, pare mai cinstit, dar pot ap\u0103rea complica\u021bii mai mari.
\u0102ia de la care am cump\u0103rat eu casa \u00een 2012 au zis c\u0103 mai au nevoie de 2 s\u0103pt\u0103m\u00e2ni s\u0103 se mute, dup\u0103 ce le-au intrat banii \u00een cont. <\/strong> A durat o lun\u0103. Pula mea, romulani. C\u00e2nd am v\u00e2ndut eu, le-am spus alora c\u0103 pot avea cheile \u00een ziua \u00een care intra banii \u00een contul meu. Nu imediat la semnare, c\u0103 nu fac din \u0103stea. Cu gref\u0103 de ipotec\u0103 \u00een favoarea mea, cu tot ce trebuie. In seara asta a verificat so\u021bia banii \u00een cont ( la cam o s\u0103pt\u0103m\u00e2n\u0103 dup\u0103 semn\u0103tur\u0103), a doua zi frate-meu \u00eei a\u0219tepta cu cheile \u00een m\u00e2n\u0103 \u00een apartament. <\/p>\n\n\n\n


\u00cen UK \u00een general data de completion ( predare) se seteaza la scurt timp dup\u0103 data de exchange ( semn\u0103tur\u0103), tot a\u0219a, dup\u0103 ce intr\u0103 banii. <\/p>\n\n\n\n

At\u00e2ta c\u0103 nu exist\u0103 cutuma precontractului, de\u0219i din ce am citit se poate \u0219i \u00een UK, \u0219i fiecare se poate retrage c\u00e2nd vrea pula lui, f\u0103r\u0103 consecin\u021be imputabile, p\u00e2n\u0103 la exchange. <\/p>\n\n\n\n

Prin urmare, dac\u0103 atunci c\u00e2nd trebuie s\u0103 stabili\u021bi data semn\u0103rii v\u00e2nz\u0103torul se trage pe cur c\u0103 nu \u0219tiu ce, trebuie s\u0103 ai op\u021biuni. <\/p>\n\n\n\n

  1. De aia zic c\u0103 nu dai preavizul s\u0103 te mu\u021bi de unde stai \u00eenainte de exchange, c\u0103 nu vrei s\u0103 iei decizii st\u00e2nd \u00een ploaie, c\u0103 \u00een UK o sa plou\u0103 c\u00e2nd trebuie s\u0103 eliberezi casa, dac\u0103 nu ai unde s\u0103 te mu\u021bi, cu siguran\u021b\u0103.<\/li>
  2. E bine s\u0103 ai case v\u0103zute , sau \u201dpe \u021beav\u0103\u201d din dou\u0103 motive:
    1. ca s\u0103 po\u021bi s\u0103 evaluezi mai obiectiv dac\u0103 \u0219i ce concesii merit\u0103 s\u0103 faci pentru a avea casa mai repede, sau a a\u0219tepta. Poate e o super-ofert\u0103 de pre\u021b \u0219i v\u00e2nz\u0103torul pune botul s\u0103 se mute el \u00een chirie dac\u0103 \u00eei pl\u0103te\u0219ti o lun\u0103, dou\u0103 de chirie. Luasem \u00een calcul s\u0103 fac asta la casa de la care s-a retras ( a am\u00e2nat indefinit semn\u0103tura – \u201dp\u00e2n\u0103 \u00ee\u0219i g\u0103se\u0219te el\u201d) v\u00e2nz\u0103torul, era oferta cam bun\u0103, dar m-am g\u00e2ndit c\u0103 mai bine s\u0103 nu \u00eel am pe con\u0219tiin\u021b\u0103. E posibil s\u0103 fi gre\u0219it, n-o s\u0103 aflu niciodat\u0103. Sau poate ai ceva contraofert\u0103 care merit\u0103 pentru tine \u0219i \u00eei po\u021bi for\u021ba m\u00e2na. <\/li>
    2. Ca s\u0103 po\u021bi s\u0103 schimbi rapid mersul lucrurilor. Dac\u0103 a\u0219tep\u021bi dup\u0103 minciunile v\u00e2nz\u0103torului vei fi mereu \u00een acela\u0219i punct. \u00cen ziua c\u00e2nd a zis omul meu c\u0103 e un pic problem\u0103 , c\u0103 unde voia s\u0103 cumpere el cas\u0103 s-a anulat c\u0103 nu mai v\u00e2nd \u0103ia \u0219i c\u0103 s\u0103-l a\u0219tept pu\u021bin c\u0103 el are vizion\u0103ri am zis OK, am f\u0103cut un calcul de dou\u0103 secunde \u0219i i-am spus so\u021biei c\u0103 trebuie s\u0103-ncepem s\u0103 vedem din nou case ( ne opriser\u0103m, ca lene\u0219ii). Cea mai bun\u0103 decizie ( \u00een condi\u021biile \u0103lea), pentru c\u0103 \u00een dou\u0103 s\u0103pt\u0103m\u00e2ni \u0103la nu avea \u00eenc\u0103 o cas\u0103 unde s\u0103 se mute \u0219i \u00eemi d\u0103deam seama \u0219i de ce, c\u0103 nu erau oferte semnificativ mai bune dec\u00e2t a lui dec\u00e2t la o diferen\u021b\u0103 de pre\u021b exorbitant\u0103. Noi atunci aveam deja alt\u0103 ofert\u0103 acceptat\u0103 \u0219i i-am spus simplu: bo$$, facem au ba? C\u0103 s\u0103 vedem, c\u0103 poate <\/strong> ne mut\u0103m \u00een chirie ( cu copiii \u00een timpul lockdown-ului, sigur c\u0103 da) – pe scurt, fura curent. I-am explicat politicos c\u0103 nu caut s\u0103-l dau afar\u0103 din cas\u0103 \u0219i e mai bine s\u0103 ne vedem fiecare de drum, vinde el c\u00e2nd e preg\u0103tit cui s-o nimeri atunci \u0219i ne-am \u00een\u021beles f\u0103r\u0103 vreo sup\u0103rare. <\/strong> C\u0103 foarte mul\u021bi oameni cred c\u0103 e cu sup\u0103rare dac\u0103 faci din astea \u0219i dac\u0103 le-ai spune \u00een fa\u021b\u0103 s-ar sup\u0103ra, normal. <\/li><\/ol><\/li><\/ol>\n\n\n\n

      Dar \u021bie nu trebuie s\u0103 \u00ee\u021bi pese de foarte mul\u021bi oameni. Doar de tine \u0219i s\u0103 ai curul acoperit. <\/p>\n\n\n\n

      Am un fost coleg care avea o casa ( cu credit – platea rate). A mai cump\u0103rat una \u0219i mai scump\u0103, voia s\u0103 se mute \u00een ea dup\u0103 un strop de renovare. A zis c\u0103 nu mai st\u0103 el de semn\u0103tur\u0103, c\u0103 \u00ee\u0219i caut\u0103 el chiria\u0219i c\u0103 o repar\u0103 pe aia nou cump\u0103rat\u0103 \u00een dou\u0103 s\u0103pt\u0103m\u00e2ni de la completion – totul o s\u0103 mearg\u0103 strun\u0103. <\/p>\n\n\n\n

      C\u00e2nd a venit termenul s\u0103 se mute nici nu semnase contractul la casa nou\u0103. Da, a plecat din casa lui \u00een chirie, c\u0103 vorbise cu unii s\u0103 se mute \u00een chirie pe AirBNB \u0219i nu te joci la astea, \u00een UK. A stat 3 sapt\u0103m\u00e2ni pe AirBNB, pe urm\u0103 s-a stricat baia acolo \u0219i l-au dat \u0103ia afar\u0103 s\u0103 repare \u0219i a stat \u00een casa lui aia nou\u0103 prin praf \u0219i boc\u0103nituri vreo \u00eenc\u0103 2 luni. A fost destul de deprimat \u00een perioada aia. So\u021bia lui a pierdut sarcina. A\u0219a c\u0103 plm, zic c\u0103 ar putea fi important de \u0219tiut. <\/p>\n\n\n\n

      <\/p>\n\n\n\n

      <\/p>\n","protected":false},"excerpt":{"rendered":"

      De mai multe ori citesc astfel de cazuri. Pe scurt, vrei s\u0103 \u00ee\u021bi cumperi cas\u0103 \u0219i locuie\u0219ti \u00een chirie, sau \u00een casa ta \u0219i stabile\u0219ti…<\/p>\n","protected":false},"author":2,"featured_media":18446,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[3500,1594,1],"tags":[4619,4620],"class_list":["post-20727","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case","category-uk","category-uncategorized","tag-case-ieftine","tag-preaviz-la-cumparare-casa"],"views":1352,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2020\/09\/stonehenge-case-din-neolitic-2020293406719995818912.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-5oj","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/20727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20727"}],"version-history":[{"count":3,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/20727\/revisions"}],"predecessor-version":[{"id":20740,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/20727\/revisions\/20740"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/18446"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20727"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20727"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}