{"id":22069,"date":"2022-06-27T11:42:06","date_gmt":"2022-06-27T10:42:06","guid":{"rendered":"https:\/\/catalinx.ro\/wordpress\/?p=22069"},"modified":"2022-06-27T11:42:06","modified_gmt":"2022-06-27T10:42:06","slug":"nu-puneti-botul-la-harneli-investitionale-cand-va-alearga-saracia","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=22069","title":{"rendered":"Nu pune\u021bi botul la harneli investi\u021bionale c\u00e2nd v\u0103 alearg\u0103 s\u0103r\u0103cia"},"content":{"rendered":"
<\/div>\n\n

Oare, presa e tras\u0103 vreodat\u0103 la r\u0103spundere pentru dezinformare?<\/p>Hotnews<\/cite><\/blockquote><\/figure>\n\n\n\n


Se vorbe\u0219te de libertatea presei. Libertatea presei se refer\u0103 la libertatea de a scrie opinii, chiar dac\u0103 sunt in dezacord cu regimul politic care guverneaz\u0103 o \u021bar\u0103, chiar dac\u0103 sunt \u00een dezacord cu ceea ce spun unele legi – este \u00een general legat\u0103 de libertatea de exprimare. <\/p>\n\n\n\n

C\u00e2nd \u00eens\u0103 vorbim de reclam\u0103 \/ propagand\u0103 pl\u0103tit\u0103 nu prea vorbim de libertatea de opinie, ci de marketing, propagand\u0103 \u0219i manipulare. <\/p>\n\n\n\n

Business-ul are reguli, legi, iar exploatarea publicului ne\u0219tiutor produce pagube. <\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Sigur, XTB, cine or fi \u0103\u0219tia<\/a>, are un disclaimer la finalul articolului<\/a>, care neag\u0103 faptul c\u0103 articolul lor reprezint\u0103 sfaturi de investi\u021bii. E mai amuzant ca pe site-ul lor avertizeaza c\u0103 CFD-urile, instrumentul propus in articol, au risc mare \u0219i aproape 80% din \u201dinvestitori\u201d ( eu le-a\u0219 zice juc\u0103tori, useri, speculatori wanabe ) pierd bani – dar nu am treab\u0103 cu ei, ci cu platforma media. <\/p>\n\n\n\n

Hotnews nu d\u0103 link c\u0103tre XTB, nu spune cine sunt, doar c\u0103 articolul e sus\u021binut de unii care se numesc a\u0219a. <\/p>\n\n\n\n

Sincer, modelul \u0103sta mi se pare mai de c\u0103cat dec\u00e2t modelul \u0103la pe care \u00eel mai v\u0103d prin bloguri, unde c\u0103m\u0103tari de alde Provident \u0219i alte asemenea \u00eentreprinderi, scriu c\u00e2te un articol de educa\u021bie financiar\u0103 sanchi, mai c\u00e2te o statistic\u0103, iar blogherii nevinova\u021bi doar preiau articolul \u0103la, cre\u00e2nd PR bun, pl\u0103tit sau nu ( to\u021bi se jur\u0103 c\u0103 n-o fur\u0103). M\u0103car sfaturile din respectivele materile informative sunt decente, doar asocierea cu respectivii \u00eentru sp\u0103larea imaginii publice fiind dubioas\u0103. <\/p>\n\n\n\n

\u00cen cazul \u0103sta e vorba \u00een mod v\u0103dit despre promovarea unui instrument financiar p\u0103gubos \u0219i periculos. Riscul este men\u021bionat clar la \u0103ia pe site, nu exist\u0103 prea multe dubii \u0219i denot\u0103 un anume cinism s\u0103 promovezi a\u0219a ceva. Hotnews. E foame de bani, e foame de bani, b\u0103ie\u021bi. <\/p>\n\n\n\n

Nu juca\u021bi pe CFD-uri ( nicidecare dar mai cu seam\u0103 pe crypto, un instrument care are in sine deja volatilitate \u0219i risc mare, nu ma are nevoie \u0219i de CFD s\u0103-i creasc\u0103 riscul), nici dac\u0103 sim\u021bi\u021bi nevoia s\u0103 pierde\u021bi bani. \u00cen cazul \u0103la mai bine da\u021bi-mi-i mie direct, iar dac\u0103 sim\u021bi\u021bi nevoia de a juca la noroc, v\u0103 \u00eenv\u00e2rt eu o alba-neagra, c\u0103 am \u00eenv\u0103\u021bat un pic de la romulanii de pe Westminster Bridge din Londra \u0219i v\u0103 jepc\u0103resc de bani cinstit. <\/strong><\/p>\n\n\n\n

Vreau s\u0103 spun o mic\u0103 poveste pe tema asta. \u00cen Rom\u00e2nia, \u00een zone din astea de s\u0103raci, la \u00eenceput a fost FOREX-ul, c\u0103 nu aveau romulanii acces s\u0103 fac\u0103 short la burs\u0103, romulanii nici nu \u0219tiau ce-s alea ac\u021biuni, au fost b\u0103ga\u021bi \u00een fa\u021b\u0103 direct s\u0103 fac\u0103 short pe monede, p\u0103c\u0103nele pe cursul de schimb, cu BET 50 ( referire la ma\u0219inile de poker din anii ’90). <\/p>\n\n\n\n

\u0218i am \u00eent\u00e2lnit un num\u0103r de omule\u021bi din \u0103\u0219tia care vorbeau despre Forex Trading , cum sunt ei exper\u021bi \u0219i lucreaz\u0103 sau au lucrat pe te miri unde \u0219i rup forexul \u00een gur\u0103 pentru clien\u021bi fac profit nenum\u0103rat. <\/p>\n\n\n\n

Bine, ei erau colegi cu mine, \u00een locuri unde c\u00e2\u0219tigam nu cine \u0219tie ce, ei trebuie c\u0103 f\u0103ceau jobul din pasiune, de\u0219i culmea, nici de la jobul \u0103la nu p\u0103reau prea boga\u021bi, nici prea inteligen\u021bi c\u0103 se l\u0103udau c\u0103 fac bani pentru al\u021bii \u0219i cumva voiau s\u0103 fac\u0103 \u0219i pentru mine, de\u0219i nu-n\u021belegeam de ce pula mea eram colegi, dac\u0103 ei \u0219tiau deja s\u0103 fac\u0103 bani, c\u0103 eu \u00een mod clar nu eram prea bun la asta.<\/p>\n\n\n\n

O a doua tr\u0103s\u0103tur\u0103 comun\u0103 e c\u0103 absolut niciunul nu \u0219tia s\u0103 calculeze indicatorii derivativi despre care vorbeau. \u0218tiau s\u0103 vorbeasc\u0103 despre \u0219i despre cum speculeaz\u0103 \u0219i \u00eenving ei riscul, dar nu erau \u00een stare s\u0103-l calculeze. Ei aveau ochiul format, creierul nu prea, dar nu conteaz\u0103. <\/p>\n\n\n\n

Absolut to\u021bi s-au dovedit c\u0103 erau ( \u0219i probabil \u00eenc\u0103 sunt, dar n-am p\u0103strat leg\u0103tura c\u0103 n-aveam de ce) ni\u0219te rata\u021bi, pierdeau bani prin toate g\u0103urile, aveau datorii \u00een toate direc\u021biile dar ei vorbeau de trading. <\/p>\n\n\n\n

Pe crypto e similar dar nu exact la fel. Similar pentru c\u0103 treaba asta a prins intr\u00e2nd \u00een joc fraieri cu c\u00e2teva ordine de m\u0103rime mai pro\u0219ti dec\u00e2t \u0103\u0219tia de care v\u0103 spun, astfel \u00een c\u00e2t tipul \u0103sta de \u201dinvestitor\u201d a putut ob\u021bine CEVA profit pe spinarea unora \u0219i mai pro\u0219ti ca el, d\u00e2ndu-le astfel ap\u0103 la moar\u0103 de profe\u021bi. S-au b\u0103gat la joc \u0219i unii mai capabili, care chiar sunt \u00een stare s\u0103 calculeze \u0219i s\u0103 explice tehnic ce \u00eenseamn\u0103 indicatorii \u0103ia sintetici din jargonul CFD-urilor, de\u0219i asta nu scade \u00een vreun fel riscurile \u0219i nu schimb\u0103 tipul de joc. Faptul c\u0103 \u0219tii c\u0103 circuli cu o Dacie cu 180km\/h printr-un sat f\u0103r\u0103 s\u0103 \u0219tii la ce riscuri te expui te face prost. Dac\u0103 \u0219tii asta<\/strong> nu-\u021bi cre\u0219te \u0219ansele de a sc\u0103pa cu via\u021b\u0103. Orice m\u0103suri ai lua, e\u0219ti \u00eentr-o Dacie care se duce ghiulea protejat de o caroserie cu rigiditatea staniolului. <\/p>\n\n\n\n

Eu re\u021bin un lucru, pe care mi-l spunea tata pe vremea caritasului. Tata nu \u0219tie nimic despre investi\u021bii, \u00een ’90 – DUP\u0102 PR\u0102BU\u0218IREA COMUNISMULUI – el \u0219i-a b\u0103gat banii la CEC \u0219i a depus cerere pentru o Dacie nou\u0103, ca s\u0103 nu crede\u021bi c\u0103 era vreun geniu. Dar a\u0219a cum e el, a fost cam singurul din familie care nu a pierdut bani la Caritas sau la FNI. Cu FNI nu mai avea ce pierde, lol, era legit s\u0103rac lipit, dar avea dou\u0103 vorbe, c\u00e2nd \u00eei mai spuneam eu de investi\u021bii \u00een ac\u021biuni ( c\u0103 eu la 12 ani eram un geniu financiar, d-aia la 39 stau cu \u00eemprumut de cas\u0103, se \u0219tie):<\/p>\n\n\n\n

  1. Eu n-am bani nici s\u0103 cac, ce s\u0103 m\u0103 uit la investi\u021bii.<\/li>
  2. P\u0103i dac\u0103 nu \u00een\u021beleg cum func\u021bioneaz\u0103 \u0103stea cum s\u0103 bag banii \u00een ele? De unde \u0219tiu eu ce se \u00eent\u00e2mpl\u0103 m\u00e2ine? \u0102\u0219tia care organizeaz\u0103 treaba asta o fac ca s\u0103 m\u0103 umple pe mine de bani?<\/li><\/ol>\n\n\n\n

    Dar \u00eenainte de asta era treaba aia cu Caritasul \u0219i rude din familie luau bani \u00eemprumut, unii de la b\u0103nci cu dob\u00e2nzi c\u0103c\u0103l\u0103u \u0219i garan\u021bie, casele, al\u021bii de la CAR, al\u021bii de le colegi ca s\u0103 \u201dbage la caritas \u0219i s\u0103 c\u00e2\u0219tige de 7 ori\u201d. B\u0103 \u0219i am fost parte la discu\u021bii c\u00e2nd \u00eei \u00eentreba tata \u201db\u0103, dar de unde crede\u021bi c\u0103 fac \u0103\u0219tia bani s\u0103 v\u0103 dea vou\u0103 de 7 ori?\u201d, iar \u0103ia absolut LEGIT \u0219i serios spuneau c\u0103 \u201dpai bag\u0103 din ce \u00een ce mai mul\u021bi \u0219i ma mul\u021bi oameni, normal c\u0103 de acolo\u201d. Iar tata le spunea ( nu cred c\u0103 \u0219tia termenul de schem\u0103 Ponzi, sau m\u0103car piramidal\u0103, dac\u0103-l \u0219tia, iart\u0103-m\u0103 tat\u0103) c\u0103 o s\u0103 se termine oamenii, nu e logic?<\/p>\n\n\n\n

    Aparent NU. Discu\u021bia era c\u0103 tata e de la \u021bar\u0103 \u0219i nu \u00een\u021belege el \u0219mecheria. \u0218i chiar a\u0219a era, at\u00e2ta c\u0103 \u00een modestia lui, tata c\u00e2nd e prost nu pretinde c\u0103 e de\u0219tept. El c\u00e2nd \u0219i-a pus toate economiile pe comanda la Dacie, n-a f\u0103cut-o ca s\u0103 fac\u0103 el o \u0219mecherie, ci c\u0103 \u00ee\u0219i dorea o rabl\u0103, str\u00e2nsese banii \u0219i asta \u0219tia c\u0103 fusese procedura. Lucrurile s-au schimbat \u0219i nu s-a prins.<\/p>\n\n\n\n

    Realitatea \u00ee\u021bi arat\u0103 c\u0103 nu po\u021bi s\u0103 te prefaci c\u0103 e\u0219ti mai de\u0219tept dec\u00e2t e\u0219ti, adic\u0103 po\u021bi ( se nume\u0219te faci pe de\u0219teptul) dar asta nu \u00eenseamn\u0103 c\u0103 chiar e\u0219ti. Dimpotriv\u0103, e\u0219ti un prost lipsit de modestie \u0219i sim\u021bul ridicolului. <\/p>\n\n\n\n

    Scopul textului se lega de capcanele astea cu CFD pe crypto doar c\u0103-i u\u0219or de vorbit despre ele. Realitatea e c\u0103 \u00een contextul infla\u021bionist \u0219i de instabilitate economic\u0103 \u00een care am intrat or s\u0103 apar\u0103 tot mai des \u201doportunit\u0103\u021bi\u201d de a \u201dinvesti\u201d banii, de fapt capcane mai mult sau mai pu\u021bin atent \u00eentinse de oameni care v\u00e2neaz\u0103 oameni stresa\u021bi de incertitudini \u0219i preocupa\u021bi de a ie\u0219i din cercul vicios al s\u0103r\u0103ciei \u00een care se reg\u0103sesc. V\u0103 ve\u021bi ad\u00e2nci mai mult. <\/p>\n\n\n\n

    Treaba asta e ca la cazinou, dac\u0103 vre\u021bi s\u0103 c\u00e2\u0219tiga\u021bi din schemele astea, inventa\u021bi o schem\u0103 \u0219i p\u0103c\u0103li\u021bii pe al\u021bii s\u0103 pun\u0103 botul – acesta nu este un sfat financiarsau investi\u021bional, lol.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Oare, presa e tras\u0103 vreodat\u0103 la r\u0103spundere pentru dezinformare? Hotnews Se vorbe\u0219te de libertatea presei. Libertatea presei se refer\u0103 la libertatea de a scrie opinii,…<\/p>\n","protected":false},"author":2,"featured_media":10755,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[3499],"tags":[],"class_list":["post-22069","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"views":1487,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2018\/03\/whereisthemoney.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-5JX","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/22069","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22069"}],"version-history":[{"count":1,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/22069\/revisions"}],"predecessor-version":[{"id":22071,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/22069\/revisions\/22071"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/10755"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22069"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22069"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}