{"id":32724,"date":"2025-08-31T02:20:00","date_gmt":"2025-08-31T01:20:00","guid":{"rendered":"https:\/\/catalinx.ro\/wordpress\/?p=32724"},"modified":"2025-08-18T14:32:42","modified_gmt":"2025-08-18T13:32:42","slug":"modificari-la-modificari-nu-e-nimic-bun","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=32724","title":{"rendered":"Modific\u0103ri la modific\u0103ri: Nu e nimic bun."},"content":{"rendered":"<div id=\"fb-root\"><\/div>\n\n<p>Au zis c\u0103 modific\u0103 pilonul 2<a href=\"https:\/\/hotnews.ro\/schimbari-majore-la-pilonul-ii-de-pensii-romanii-nu-si-vor-mai-putea-retrage-toti-banii-deodata-dupa-pensionare-cu-o-exceptie-2040796\"> \u00een pachetul 2. <\/a><br \/>Anume s\u0103 nu mai po\u021bi retrage to\u021bi banii odat\u0103, ci maxim 25% \u0219i s\u0103 po\u021bi s\u0103 ai e\u0219alonare pe  via\u021b\u0103. <br \/><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"988\" height=\"273\" data-attachment-id=\"32725\" data-permalink=\"https:\/\/catalinx.ro\/wordpress\/?attachment_id=32725#main\" data-orig-file=\"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8.png\" data-orig-size=\"988,273\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8-480x133.png\" data-large-file=\"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8.png\" src=\"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8.png\" alt=\"\" class=\"wp-image-32725\" srcset=\"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8.png 988w, https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8-480x133.png 480w, https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8-200x55.png 200w, https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2025\/08\/image-8-768x212.png 768w\" sizes=\"auto, (max-width: 988px) 100vw, 988px\" \/><\/figure>\n\n\n\n<p><br \/>Mai departe <a href=\"https:\/\/www.digi24.ro\/stiri\/noi-modificari-la-proiectul-legat-de-pilonul-ii-de-pensii-cum-arata-varianta-discutata-in-prezent-de-reprezentantii-guvernului-surse-3376493\">au modificat textul <\/a> la maxim 30% retragere ini\u021bial\u0103, asta sun\u0103 a organizare de t\u00e2rg , \u0219i pl\u0103\u021bi programate la <strong>maxim 8 ani. <\/strong><\/p>\n\n\n\n<p>Care e schema \u0219i de ce au modificat-o.<br \/><br \/>Schema e simpl\u0103. <\/p>\n\n\n\n<p>Dac\u0103 puteai s\u0103 bagi to\u021bi banii la pung\u0103, \u00eei \u00eencasai \u0219i o justificare a problemei cu asta ar putea fi c\u0103 dup\u0103 ce tragi banii prin cur r\u0103m\u00e2i dependent de ajutorul social al statului. <br \/><br \/>Dar mai e una.  Au b\u0103gat impozit pe veniturile din pensii (2024) \u0219i contribu\u021bii la s\u0103n\u0103tate (pachetul 1, 2025) . <br \/>Plafonul la impozitele de pensii, coincide cu cel pentru contribu\u021biile la s\u0103n\u0103tate &#8211; \u00eent\u00e2mpl\u0103tor presupun \u0219i este de 3000 de lei. <br \/>Dac\u0103 retragi to\u021bi banii o dat\u0103 presupun c\u0103 vei pl\u0103ti o dat\u0103  impozit \u0219i posibil contribu\u021bii la pensie &#8211; asta e important\u0103. Dac\u0103 prime\u0219ti banii viager \u0219i dep\u0103\u0219e\u0219ti 3000 de lei pe lun\u0103 din ambele pensii  &#8211; de stat \u0219i pilon &#8211; atunci vei pl\u0103ti continuu contribu\u021biile la s\u0103n\u0103tate. <br \/><br \/>\u0218i atunci de ce vor s\u0103 modifice viagerul cu virarea pe maxim 8 ani?<br \/><\/p>\n\n\n\n<p>Primii care vor ie\u0219i la pensie \u0219i beneficia de contribu\u021biile la pilonul 2 nu au fonduri a\u0219a mari. S-ar putea ca viagerul ( foarte probabil ) s\u0103 nu \u00eei urce peste 3000 de lei pe lun\u0103, dac\u0103 \u00ee\u0219i retrag 25% din prima \u0219i atunci vor continua s\u0103 fie subven\u021biona\u021bi cu privire la taxa de s\u0103n\u0103tate, prin urmare, dac\u0103 le for\u021beaz\u0103 pl\u0103\u021bi lunare pe 8 ani au \u0219anse mai mari s\u0103 \u00eei duc\u0103 peste 3000 de lei \u0219i s\u0103 le ia bani penrtu contribu\u021bia la s\u0103n\u0103tate. \u0218mecher, nu?<\/p>\n\n\n\n<p><br \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au zis c\u0103 modific\u0103 pilonul 2 \u00een pachetul 2. Anume s\u0103 nu mai po\u021bi retrage to\u021bi banii odat\u0103, ci maxim 25% \u0219i s\u0103 po\u021bi s\u0103&hellip;<\/p>\n","protected":false},"author":2,"featured_media":19854,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[6,3499,170],"tags":[6640,1950],"class_list":["post-32724","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-de-criza","category-economie","category-politice","tag-pachetul-2-de-masuri","tag-pilonul-2"],"views":604,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2021\/05\/pensie.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-8vO","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/32724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32724"}],"version-history":[{"count":1,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/32724\/revisions"}],"predecessor-version":[{"id":32726,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/32724\/revisions\/32726"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/19854"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}