{"id":5301,"date":"2016-05-12T06:12:00","date_gmt":"2016-05-12T04:12:00","guid":{"rendered":"http:\/\/catalinx.ro\/wordpress\/?p=5301"},"modified":"2016-05-12T06:12:33","modified_gmt":"2016-05-12T04:12:33","slug":"legea-darii-in-plataefecte","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=5301","title":{"rendered":"Legea d\u0103rii \u00een plat\u0103:Efecte"},"content":{"rendered":"
<\/div>\n

S-a modificat un pic dar nu peste tot.<\/p>\n

Se spunea c\u0103 vine apocalipsa, c\u0103 nu se mai pot cump\u0103ra case, c\u0103 se va da tot \u00eenapoi \u00een plat\u0103, c\u0103….<\/p>\n

Lumea a uitat c\u0103 afacerile cele mai proaste s-au f\u0103cut \u00een 2006-2008 \u0219i c\u0103 de atunci au trecut 8 ani. Cine a avut de murit a murit deja , activele toxice nu prea se mai afl\u0103 la b\u0103nci de mult. \u00a0Programul prima cas\u0103 care primeaza de prin 2009 nu e inclus \u0219i b\u0103ncile r\u0103sufl\u0103 u\u0219urate. De fapt, nici nu le pas\u0103. Dac\u0103 ai luat o cas\u0103 \u00een 2009, de s\u0103 zicem 70 000 de EUR \u00a0\u0219i nu ai falimentat deja ,\u00eenseamn\u0103 c\u0103 ai pl\u0103tit pe undeva pe la 7000 avans \u00a0+ \u00eenc\u0103 pe pu\u021bin 15000 plus dob\u00e2nzi. \u00a0Oare casa ta mai valoreaz\u0103 48000 azi? Eu zic c\u0103 da, deci nu e mare pagub\u0103. S-ar putea s\u0103 fie cu profit pentru banc\u0103.<\/p>\n

A\u0219a c\u0103 uite ofertele curente de creditare:<\/p>\n

    \n
  1. ING. \u0102\u0219tia nu au avut niciodat\u0103 prima cas\u0103 \u021bi sunt bine-mersi.<\/li>\n<\/ol>\n

    \"dupadareainplataing\"<\/p>\n

    BRD.<\/p>\n

    Eh , \u0103\u0219tia au schimbat ceva. \u00a035% avans pentru creditele acoperite de darea \u00een plat\u0103 \u0219i 15% pentru restul. Au \u0219i prima cas\u0103. \u00a0Bravo lor!<\/p>\n

    \"dupadareainplatabrd\"<\/p>\n

    Banca Transilvania: Avans 15% \u0219i au \u0219i prima cas\u0103.<\/p>\n

    \"dupadareainplatabtr\"<\/p>\n

     <\/p>\n

    BCR banca pentru locuin\u021be: L\u0103s\u00e2nd la o parte c\u0103 mi-au s\u0103rit \u00een ochi ni\u0219te mizerii de condi\u021bii , au a\u0219a:<\/p>\n

    prima cas\u0103 , care e standard, \u00a0avans 0% pentru credit sub 20000 EUR . Ce po\u021bi s\u0103 \u00ee\u021bi iei cu banii \u0103ia nu \u0219tiu, probabil garsonier\u0103 conf. III \u00een Bucure\u0219ti sau cas\u0103 foarte la \u021bar\u0103 \u0219i cu condi\u021bii rurale, gen veceu \u00een curte, dar s\u0103 trecem peste.<\/p>\n

    Deci avansul este de 20% , sau 25% la construc\u021bie. C\u00e2t exist\u0103 prima cas\u0103 de ce v\u0103 face\u021bi griji?<\/p>\n

     <\/p>\n

     <\/p>\n

    \"bcrlocuintedupadareainplata\"<\/p>\n

     <\/p>\n

    CEC: \u0102\u0219tia au ceva credit \u201dprima noastr\u0103 cas\u0103\u201d , diferit de \u201dprima cas\u0103\u201d. Al lor e ceva cu ANL , dac\u0103 mai \u0219ti\u021bi careva ce e asta.<\/p>\n

    \u00cen rest \u0219i ei au schimbat optica. Avans 30% la creditele acoperite de legea d\u0103rii \u00een plat\u0103 , 15% la restul.<\/p>\n

    \"bancacec\"\u00a0Piraeus: 15% la lei \u0219i 25% la EUR . Just. Au \u0219i prima cas\u0103.<\/p>\n

     <\/p>\n

     <\/p>\n

    \"piraeus<\/p>\n

    Dac\u0103 vre\u021bi mai multe c\u0103uta\u021bi \u0219i voi pe net. Eu am pus asta aici mai mult pentru mine, ca s\u0103 r\u00e2d peste 30 de ani legat de c\u00e2t de c\u0103cat erau b\u0103ncile \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"

    S-a modificat un pic dar nu peste tot. Se spunea c\u0103 vine apocalipsa, c\u0103 nu se mai pot cump\u0103ra case, c\u0103 se va da tot…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[887],"tags":[910,1044,1024,1158],"class_list":["post-5301","post","type-post","status-publish","format-standard","hentry","category-propaganda","tag-banci","tag-bani","tag-case","tag-credite"],"views":2336,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-1nv","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/5301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5301"}],"version-history":[{"count":1,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/5301\/revisions"}],"predecessor-version":[{"id":5308,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/5301\/revisions\/5308"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}