{"id":7596,"date":"2017-01-27T18:13:57","date_gmt":"2017-01-27T16:13:57","guid":{"rendered":"http:\/\/catalinx.ro\/wordpress\/?p=7596"},"modified":"2017-01-27T19:11:21","modified_gmt":"2017-01-27T17:11:21","slug":"ing-eu-nu-cred-ca-clientul-are-intotdeauna-dreptate","status":"publish","type":"post","link":"https:\/\/catalinx.ro\/wordpress\/?p=7596","title":{"rendered":"ING: \u201dEu nu cred c\u0103 clientul are intotdeauna dreptate\u201d"},"content":{"rendered":"
<\/div>\n

Atunci bine. Eu o sa incerc sa m\u0103 retrag, in viitorul apropiat.<\/p>\n

ING devine o banc\u0103 low cost, low quality service.\u00a0<\/strong><\/p>\n

Am banii la ei de ceva vreme. M\u0103 rog , acum mai mult datorii dec\u00e2t bani, dac\u0103 e s\u0103 fiu sincer, dar situa\u021bia e pe cale s\u0103 se schimbe.<\/p>\n

Am mai avut probleme amuzante cu ei. Dar homebankul lor e mi\u0219to \u0219i nicio problem\u0103 nu era de natur\u0103 s\u0103 m\u0103 fac\u0103 s\u0103 zic c\u0103 n-ar fi ei cei mai buni.<\/p>\n

Nici nu pl\u0103tesc comision c\u00e2nd scot bani de la bancomatele\u00a0lor\u00a0<\/strong> din Rom\u00e2nia, a\u0219a cum ar fi normal la orice banc\u0103. Ar fi, deh, da nu e.<\/p>\n

\u0218i transferurile se fac repejor, atunci c\u00e2nd se fac<\/a>.<\/p>\n

\u0218i cam at\u00e2t.<\/p>\n

Azi am fost la ei cu g\u00e2nd s\u0103 \u00eemi deschid conturi pentru PFA.<\/p>\n

S\u0103 vede\u021bi voi de ce conturi \u0219i nu cont.<\/p>\n

1.C\u0103 iau bani \u00een lire.<\/p>\n

2.C\u0103 statul rom\u00e2n, ca PFA ( \u0219i SRL, IMM, orice form\u0103 de organizare), m\u0103 oblig\u0103 la dou\u0103 lucruri. S\u0103 \u00eencasez bani \u00een contul din Rom\u00e2nia \u0219i s\u0103 am cont \u00een lei. Nu e ceva extravagant. Dac\u0103 te \u00eenregistrezi ca business \u00een orice alt\u0103 \u021bar\u0103 e cam la fel.<\/p>\n

Deci vreau minim 1 cont in lire \u00een care intr\u0103 banii, un cont \u00een lei c\u0103 a\u0219a vrea statul rom\u00e2n, \u0219i \u00eenc\u0103 un cont \u00een lire cu card la el , c\u0103 trebuie s\u0103 cheltui ni\u0219te bani \u00een lire ca s\u0103 c\u00e2\u0219tig, c\u0103 \u00een principiu a\u0219a func\u021bioneaz\u0103 orice chestie pe lumea asta. \u00a0\u0218i nu a\u0219 vrea s\u0103 \u00a0am card la contul cu to\u021bi banii gr\u0103mad\u0103, c\u0103 nu-s idiot!<\/p>\n

Po\u021bi deschide cont \u00een lire la mai multe b\u0103nci din Rom\u00e2nia. Inclusiv la ING. Asta e de bine.<\/p>\n

Nu po\u021bi, \u00eens\u0103, avea card\u00a0\u00een lire\u00a0<\/strong> la nicio banc\u0103 din Rom\u00e2nia, nici la ING. \u00a0Asta e de r\u0103u. Nu \u0219tiu sigur-sigur dac\u0103 chiar la nicio banc\u0103. Dar am sunat \u0219i\/sau am fost \u0219i cu picioarele la urm\u0103toarele : \u00a0Raiffeisen, AlphaBank, \u00a0Transilvania, Banca Rom\u00e2neasca ( lol), BCR ( care la telefon mi-au spus c\u0103 se poate, \u201df\u0103r\u0103 probleme\u201d),BRD, Ideea \u0219i Banc Post ( din nou lol). Era \u0219i o unitate CEC acolo, dar era prea lol s\u0103-i \u00eentreb \u0219i pe \u0103ia. \u00a0Royal Bank of Scotland au plecat din Rom\u00e2nia.<\/p>\n

Nu asta vreau s\u0103 v\u0103 spun. Nu se poate, aia e, pula mea, nu revolu\u021bionez eu sistemul bancar de aci, de\u0219i am \u00eencercat timid.<\/p>\n

Eram la birou la ING \u0219i doamna de acolo \u00eencerca s\u0103 m\u0103 \u00eemb\u00e2rlige c\u0103 eu nu am nevoie de card \u00een lire, c\u0103 \u00eemi dau ei car \u00een EUR \u0219i pot pl\u0103ti cu \u0103la f\u0103r\u0103 comision.<\/p>\n

Sunt 2 probleme aici. Una e c\u0103 unele chestii m\u0103runte, ca taxiul, trebuie s\u0103 le pl\u0103tesc cash \u0219i e bine s\u0103 \u0219i po\u021bi scoate lire de la bancomat f\u0103r\u0103 s\u0103 te jupoaie.<\/p>\n

A doua e ca eu iau bani \u00een lire, \u00eei schimb \u00een euro, s\u0103 zicem, opera\u021biune la care m\u0103 fut un picu\u021b la curs, dup\u0103 care, pl\u0103tesc cu cardul de euro o sum\u0103 \u00een lire, opera\u021biune la care m\u0103 mai fut un picu\u021b la curs. M\u0103 interesa, dac\u0103 se poate, cu mai pu\u021bin futai \u00een cur(s), c\u0103 nu-s nimfoman.<\/p>\n

Accept c\u0103 nu se poate \u0219i \u00eei rog s\u0103 foloseasc\u0103 olecu\u021b\u0103 de alifie, \u00een sensul c\u0103 \u00eei \u00eentreb c\u00e2t cost\u0103 s\u0103 transfer banii \u00eentr-un cont din UK \u00een lire. Sper c\u0103 pot s\u0103 \u00eemi deschid acolo doar cu pa\u0219aportu, \u00een lire, f\u0103r\u0103 nino. Cost\u0103 0.15%, dar minim 15 lire. Nu e chiar moarte de om. \u00a0Pun 3000 de lire odat\u0103 \u0219i termin b\u00e2lciul. Oi g\u0103si eu unii mai domni pe acolo.<\/p>\n

Zic ok , dar cardul? De care \u00eemi da\u021bi? Am unul VISA embossat de la ei . Cic\u0103:<\/p>\n

-Visa Electron Business! Noi nu mai emitem cardul embosate! Deloc.<\/p>\n

\u0218i p\u0103rea entuziasmat\u0103, de ziceai c\u0103 \u00eemi arat\u0103 \u00a0Platinum ceva. Acum, eu nu m\u0103 \u00eemp\u0103unez la chestii d-\u0103stea elitiste de status, card gold, c\u0103cat. M\u0103 doare \u00een pul\u0103! Sigur, dac\u0103 am un card gold la vreo linie aeriana, merge, c\u0103 m\u0103n\u00e2nc moca \u00een aeroport, m\u0103 \u00eembarc f\u0103r\u0103 s\u0103 stau la coad\u0103, de ce nu. Dar nu fac pe dracul \u00een patru pentru ele. \u00a0Dar cu carduri ne-embossate, Electroane, adic\u0103, nu po\u021bi pl\u0103ti peste tot. Unele hoteluri, s\u0103 \u00eenchiriezi ma\u0219in\u0103 , chestii de fine\u021be \u00a0 DE CARE AM NEVOIE!<\/strong><\/p>\n

Eh \u0219i-i spun asta.<\/p>\n

-Doamn\u0103, el e frumos a\u0219a, dar nu prea e bun, c\u0103 nu pot s\u0103 pl\u0103tesc peste tot cu el!<\/p>\n

M-am ab\u021binut s\u0103-i spun s\u0103 se \u0219tearg\u0103 cu el la cur.<\/p>\n

-Nu exist\u0103. Nu are cum s\u0103 nu pute\u021bi!<\/p>\n

La faza asta i-a\u0219 fi dat dou\u0103 palme, dar zice lumea pe aci c\u0103 discriminez femeile, deci cum nu era b\u0103rbat, i-am zis:<\/p>\n

-Mp\u0103i, dac\u0103 v\u0103 spun c\u0103 am mai avut d-astea, chiar de la ING, \u0219i nu am putut pl\u0103ti cu ele?!<\/p>\n

-Nu cred. Da, se poate, dar e vina comercian\u021bilor c\u0103 unii nu vor s\u0103 accepte!<\/p>\n

-\u0102\u0103\u0103, o fi, dar ce \u00eemi pas\u0103, tocmai despre asta e vorba, c\u0103 nu e un intrument de plata acceptat peste tot.<\/p>\n

\u0218i-mi d\u0103 lovitura de gra\u021bie:<\/p>\n

-Eu nu sunt de acord c\u0103 clientul are \u00eentotdeauna dreptate,\u00a0<\/em><\/strong> iar cardul e acceptat mai peste tot, poate doar dac\u0103 \u00eencerca\u021bi s\u0103 rezerva\u021bi zboruri<\/strong><\/span> sau hoteluri<\/strong><\/span> s\u0103 ave\u021bi probleme.<\/p>\n

\"tragi<\/a>
tragi pe nas?<\/figcaption><\/figure>\n

S\u0103-mi fut una! M\u0103 \u00eencerca un nod \u00een g\u00e2t teribil care m-a oprit s\u0103-i spun c\u0103 e proast\u0103 cu muci \u0219i s\u0103-\u0219i bage cardurile lor neembosate \u00een pizd\u0103 unul c\u00e2te unul p\u00e2n\u0103 le termin\u0103 pe toate. I-am explicat, a\u0219adar, c\u0103 fix de aia am nevoie \u00een speran\u021ba c\u0103 se prinde c\u0103 tocmai a spus o imbecilitate \u0219i s-a contrazis. Dar nu. A\u0219a c\u0103 am plecat, c\u0103 eu am rezerva de r\u0103bdare limitat\u0103 \u0219i prefer s\u0103 mi-o epuizez acas\u0103 cu familia, nu pe vaci cu cabin\u0103.<\/p>\n

M\u0103 rog , am luat condi\u021biile lor de comisioane, nu le-am citit, ci am mers la alte b\u0103nci \u0219i am mers totu\u0219i la o alt\u0103 agen\u021bie ING s\u0103 \u00eencerc alt\u0103 solu\u021bie din moment ce nu am g\u0103sit nic\u0103ieri s\u0103 fac card de lire.<\/p>\n

Voiam cont de lire \u0219i card \u00een euro \u0219i v\u0103d eu cu ce alte carduri m\u0103 descurc la rezerv\u0103rile \u0103stea.<\/p>\n

\u0218i discut un un tip mult mai rezonabil, nu c\u0103 m-ar fi putut ajuta mai mult, dar m\u0103car \u00een\u021belege ce vorbesc, lucru care conteaz\u0103 pentru mine \u0219i, \u00een general, pentru clien\u021bi. P\u00e2n\u0103 c\u00e2nd am v\u0103zut condi\u021biile de PJ, care se aplic\u0103 la PFA. Dac\u0103 m\u0103 pune dracu s\u0103 scot bani din bancomat din afara \u021b\u0103rii comisionul este\u00a02% + 17 lei.\u00a0<\/strong><\/p>\n

Gen , WTF? Eu muncesc pe bani, nu ii primesc din trafic de bile, chiar dac\u0103 am fa\u021b\u0103 de om obosit. Nu e de la droguri, e de la munc\u0103.<\/p>\n

Am plecat \u00een vitez\u0103 \u0219i mi-am deschis la niste poloneji, IDEA . \u0102\u0219tia sunt un pic mai rezonabili. 0.75% + 1 EUR. Nu am a\u0219a \u00eencredere \u00een banca lor \u0219i o s\u0103 \u00eemi mai deschid ni\u0219te conturi, dar plm.<\/p>\n","protected":false},"excerpt":{"rendered":"

Atunci bine. Eu o sa incerc sa m\u0103 retrag, in viitorul apropiat. ING devine o banc\u0103 low cost, low quality service.\u00a0 Am banii la ei…<\/p>\n","protected":false},"author":2,"featured_media":5782,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[60],"tags":[1623,1625,1622,757,1624],"class_list":["post-7596","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-servicii-impecabile","tag-card-in-lire","tag-carduri-embosate-ing","tag-cont-in-lire","tag-ing","tag-jaf-bancar"],"views":3255,"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/catalinx.ro\/wordpress\/wp-content\/uploads\/2016\/07\/wp-1467906260131.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4Eq23-1Yw","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/7596","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7596"}],"version-history":[{"count":8,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/7596\/revisions"}],"predecessor-version":[{"id":7607,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/7596\/revisions\/7607"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=\/wp\/v2\/media\/5782"}],"wp:attachment":[{"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=7596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/catalinx.ro\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=7596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}